A new car translates into high insurance costs, right? While it is true that your car cover costs will be higher than when buying a used car, you can still find inexpensive motor cover. The key is to take the right steps for accomplishing that goal. Here are some tips for accomplishing your mission:
1. Shop around. This rule applies for both new and used cars. By shopping around, you will be most likely to find car cover with the lowest premiums. Consider comparing prices from at least three different companies. However, the more companies you compare, the more likely you will find rock-bottom premiums for car cover.
2. Avoid getting cover from your finance company. If you fail to secure your own policy, then your finance company might make the arrangements for you. And there is no guarantee that they'd find the cheapest car insurance for you. So immediately after purchasing your car, call your current car cover company and inform them of the purchase. This will prevent your car finance company from 'helping' you to find one.
3. Get a minimum amount of cover. While purchasing a new car means that you will need more cover than you'd need with a used car, that does not mean that you need full cover! So learn the minimum amount of cover that you'd be required to get. Then only add extra cover if it is absolutely necessary.
4. Park your car in a garage. Many companies provide discounts for vehicles that are parked in a garage, rather than on the street. While owning a garage will not prevent car theft 100% of the time, it serves as an excellent deterrent.
5. Buy the right car. OK, technically this does not directly involve an car cover policy. However, by purchasing the 'right' new car, you can significantly reduce the cost of your car cover premiums. For instance, you will have no chance of finding the cheapest premiums if you buy a red sports car. On the other hand, purchasing a mid-size sedan can actually reduce your car insurance premiums. So before you need car cover, first consider which types of cars would help to minimise the costs.
6. Purchase a car with more safety features. You should take this step anyway, since it will make your driving safer. However, by purchasing a vehicle with features such as a car alarm and air bags, you may also be eligible to receive discounts on your car cover. A safer car reduces the risk that you'd be injured during an accident-which would ultimately reduce possible injuries.
7. Drive less. Even if you have a new car, you can be entitled to receive a 'low-mileage discount.' A reasonable assumption would be that you are going to drive a new car a lot. However, you might find that you can still qualify for the low-mileage discount, by taking steps such as riding public transportation to work or school. This is yet another way that you can get cheap car insurance. After buying a car, you can find cheap car insurance for your vehicle by bearing in mind these tips.
For further information regarding cheap car insurance visit Swinton one of the UK's leading insurance companies.
Article Source: http://EzineArticles.com/expert/Charlotte_J_Wilson/589574
Article Source: http://EzineArticles.com/4833440
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