How to good car insurance
The life insurance company in India with more than 70 companies and firms that dominate the market share of the six existing companies and selected statistics from the insurance company. Is the number one choice because they come with buying a car or a car payment itself. (Optional rather than because it dominates the market).
Do not be surprised what If we have no idea where that car insurance. Or would choose not hard enough. Even to people in the GI. "Where car insurance pantip" I still do not have a good answer. And a discussion on the forums that you have cheap or expensive, it does not have that profile. Conditions of the policy is And almost no one is talking about that should buy auto insurance should do.
Moreover, each company is different advertising filling our ears, other persons (who are thought to be good travel insurance) that his services are good, however, come quickly to mind his earlier claim that it is not uncommon. If you do not do Campo into a marketing campaign. It may go bankrupt in the coming days. (The service will be based on the ad or not, it's another story).
He's conquered Here, let's talk about choosing a car insurance voluntary sector. The guidelines will be discussed below. We may allow you to pay a premium to suit the needs and conveniences of the sales presentation is exaggerated. (Because not completely useful).
1. Set the desired coverage before.
G refuge with us
Current coverage for damage to third parties usually do not vary much. We used to determine their coverage directly to major ones.
• The coverage applies to cars (private use / hire / rent / etc.).
• types of auto insurance required
• repair garage or repair department. (For insurance 1).
• To limit the insured (Usually not more than 80% of the appraised value of the car).
B. Impose additional conditions to reduce insurance premiums.
• The first part voluntarily pay damages when an accident or not. (Premiums will decrease as we voluntarily paid).
• identify the driver or not. (Identified by the driver's insurance premiums, less waste).
• specifying the area of the car. (Only in city driving / driving General Country / driving distance of neighboring countries).
C. The requirements as appropriate.
• Availability of Good Records Can be transferred to another insurer, or not much.
• Additional accident is something like what I like when it is damaged. We want to change parts or equivalent parts or repair.
• If you drive a car crash. A bail or charged in court or not much.
• The claim referred to the loss of the car during the repair. Or are used during repair.
o If we are right, Provides the uninsured with fines from the parties or not. Or we have to use the service or not.
o If we are at fault The parties also claim from our insurance or not.
2. Prepare information before contacting the insurance company.
• A copy of the vehicle registration book (In addition to information already insured cars. It has all the information for calculating premiums).
• Copy of the insured / driver (for want of a Good Time anonymous driver).
• Low cost car insurance market as of now. (For insurance renewal To determine the amount of coverage)
• The list of installed devices added. (For complete coverage. But premiums may be more expensive).
3. Bid (Premiums) from several insurance companies for you.
Generally, a popular second choice.
G contact the company direct advantages he might ask them to respond to a finer better. But do not expect to have anything unusual service. Because it is its mass (mass product) Progress report of the same (not signing a credit card), but we need to find information for your own insurance company. The most common approach is.
• A selection of most services.
• The insurance needs of most of us.
• pay claims by appointment.
• prompt service
B. The advantage is that we can contact an insurance broker services is quite fast. And insurance companies to help steer us in the preliminary (information may be different than our batting. Because for me) and we often have special gifts or services from the company is self-insured. This is because the broker a commission from the insurance company itself. Regularly Choose a broker with a good reputation too. Otherwise, he could only cheer you give them high commissions.
4. Select Insurance Company Sometimes the insurance company provided. It may not exactly match the one we want. In particular, the first to compare insurance issues following.
• Compare premiums with coverage that was. Do not be cheap or discounted admission that. But by the time Clemson We may not be as expected.
• Compare policies of each insurance company you. See terms and conditions of the company is to benefit most.
• Always check messages Exhaustively And understanding the meaning of words in a good policy or the terms and conditions or exceptions in the policy may have been unfavorable.
5. Find a pre-qualifying and qualifying the insurance company.
To ask those who have understanding. Experienced help Find information from acquaintances or from the post on the forums of all is good. Such a policy has favorable conditions to claim that at Clemson. Perhaps it will be different with some blue abyss not chill as we hoped.
For example
• Assessment of the damage may vary. (We need spare parts But he that repair is enough).
• Perhaps the insurers themselves often ask for negotiating compensation. (Especially now that they have to pay more).
To see that car insurance is not always cheap to that. Should Understand the terms of your policy each order. And the policies do not forget to check the conditions that match our needs. Or direct insurance premiums we pay them or not. For those who want to calculate gross premiums. Try Guidelines Behind the three premium vehicle will excel file to be downloaded before you enter a number manually.
http://insurancethaicar.blogspot.com/2013/06/how-to-choose-car-insurance.html
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