Rights under insurance policies
Life Insurance In addition to the benefits of savings and coverage already. You can also use
Rights under the policy are as follows:
1. The loan over time. Policyholders will have to increase the cash value increases every year. You can borrow
Money as the cash value of the policy at that time. With lower interest rates than other financial institutions.
Bangkok Life Assurance case Will bear interest at 8% / year by the maximum amount of loan. Are not exceed 90% of.
Cash surrender value of the policy itself.
* 2. Changing the premium payment period * regular premium payment. Will be paid by installments
The insured has made the annual list 6 months 3 months 1 month you can change.
The premium payment period can not be a yearly, six months, three months, one month (with few exceptions.
Insurance)
* 3. To change the type of insurance * insurance premium each with a different you.
Change in life insurance If you want (Some models can not be changed).
* 4. The request to close the case * successful money can not pay for it. But the need for
Is dominated by life insurance You can get close to the finish. Which makes the amount insured.
Disaster lower but the duration of protection remains the same.
* 5. The application closing extended period * will drop coverage. And provide protection
The amount of the insured's death alone.
6. The waiver of premium payment If you can not pay by the due date.
The Company will grant a waiver to pay for the next 60 days (for Bangkok.
Life Assurance (Thailand)) in the meantime. Your policy also provides coverage as the original.
But after yet another The grace period Ee Unpaid premiums to the company will charge interest.
At 8% / year for a maximum of 60 days that were to bear interest indefinitely. The idea of a premium on borrowers
The automatic system recovery from the policyholder. (Read 7)
* 7. The premium payment automatically in case you still can not pay the insurance premium.
During the grace period has The lack of policy will force down In addition to the value of the insurance policy is sufficient.
GENERAL Ee two years after the life insurance policy will be savings in the form of cash which you.
You can borrow this money to pay the premium owed by you will be protected as long.
The cash value is sufficient for the payment of premiums. If the cash value of the loan expires.
The lack of policy is effective immediately. The borrower to pay the premiums. The crema automatically
* 8. The right to change the details of the insurance policy * as name, address, beneficiary group.
Additional protection in protection money Banks used to deduct the premiums. Or even change
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