Do you need to save money? Why not get the biggest savings of all from your car policy that you choose when you buy cheap car insurance? Here are some ways to find auto cover with an affordable price tag.
1. Keep the "no-claims" bonus as a motivator to drive safely.
The fewer claims you make, the more money you save an auto insurer. This makes the "no- claims bonus" an excellent motivation for driving safely and defensively. It's particularly true if making claims would make your policy completely unaffordable. So make your most recent claim your last one, and aim daily for not needing to make new claims.
2. Drive a motor with a smaller engine.
This is yet another way to buy cheap car insurance. This doesn't mean that you need to find the wimpiest engine you can find. However, you also don't need to buy a vehicle with an engine that's powerful enough to race in the Indianapolis 500. It's not rocket science: cars with big engines have the potential to drive faster and thus are more likely to be involved in accidents. So to secure lower coverage premiums, go for a vehicle with a small or modest engine.
3. Don't add anyone under 25-years-old to your policy.
As a general rule it's advisable to add as many people as you can onto the same policy. However, you can basically throw that conventional wisdom out the window in terms of those who are 25-years-old or younger. Research shows that the drivers below that threshold tend to be in more accidents. Does this mean that your teen will be a reckless driver? No, but because statistics have more value than good intentions to auto cover companies, certain rates apply.
Heeding these tips will help you put you on the right track if you need to buy cheap car insurance. Keep in mind that if you do your search well, auto cover doesn't need to be expensive!
Eddie Abel is a researcher, blogger, and specialist on how to buy cheap car insurance. Click this link to get your FREE quote or find more practical cost-cutting insurance tips and advice at his site: Very Cheap Car Insurance
Article Source: http://EzineArticles.com/expert/Eddie_M._Abel/387602
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