Moving: What to Do About Your Auto Owner Insurance
Whenever you are moving there are a lot of things that you have to think about. Packing and finding a new house are enough to stress out anyone and on top of that when you are crossing into another state you will have to get a new driver's license, phone number, and notify every business and personal acquaintance of your new address. Depending on how long of a move you are making you may also have to get a new quote on your auto owner insurance.
If you are moving for 6 months or less then auto owner insurance is not something you should worry about. However, if your move is longer or permanent then you will need to look into insurance quotes for your new state. This does not mean you have to change companies, but your new state may have different requirements than those of where you previously resided.
Here are some of the differences that occur state to state:
1. There are some states that do not require you to carry liability insurance.
2. The limits you have to carry on your car will vary from state to state.
3. There are some states that have what is called "no fault" coverage. This means that if you are involved in an accident that your auto owner insurance would pay for damage to your car and whoever else was involved would use their insurance to pay for their own damages.
4. You might have to have uninsured motorist coverage depending upon the state. You might also be required to have personal injury coverage.
5. There are differences in what states require for drivers who have blemished driving records.
If you do not contact an agent within your new state you may end up with legal action being taken against you. It is important to learn the differences between the laws in the states you have lived in and the one you moved to.
There are a number of differences in laws between states as you can see. That means that rates for auto owner insurance also vary greatly. It may be quite shocking to learn some of the new requirements on your insurance and how much they will cost you. If you happen to move into a high rate state you might want to stick with your current company because most insurance companies will take into account how long you have been a customer. Another thing to remember is that you have 6 months to transfer your insurance. Keep your old rate as long as possible to save some money, or change quickly if your new state has lower rates.
The best advice for getting the best auto owner insurance [http://www.compare-car-insurance-quote.com/auto-owner-insurance] is to shop around. It is now easy to obtain knowledge on auto insurance estimates [http://www.compare-car-insurance-quote.com/auto-insurance-estimates] for your car freely and within a very short time.
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