Health insurance is very necessary for women - purged. If you are already insured What kind of insurance should be good
Most women pay attention to every member of the family, the role of a mother, a sister, a brother and sometimes overlook or forget to pay attention to their own health care. The lifestyle of Thailand today. The eating habits Obligations and stomach problems, including the risk of an accident is a risk factor for women with both physical and mental.
Moreover, Thailand society is moving towards an aging society, especially women, many of whom are mothers. It was during his illness faced different problems and needs special care. Data from Thailand by Kasikorn Research Center expects the 2559 overall health of Thailand. Worth more than 344,000 baht.
K-Expert financial advisory services. Kasikorn Bank Advises that With increasing age Health complex Social conditions change And the medical expenses are likely to rise. Women should be prepared to deal with rising health costs. Buying Health Insurance One approach is to manage the risk of illness by purchasing health insurance. In order not to have to face the problem bear the enormous costs of healthcare.
This insurance covers pregnancy and childbirth.
The risk that could happen to a woman's body. This insurance covers pregnancy and childbirth, it is that women should not be overlooked. In general, coverage is divided into two parts.
- Protection during pregnancy such as fetal deaths in a given period. Or surgery due to ectopic pregnancy.
- Protection after childbirth, such as mothers or babies died within a specified period. Infants with congenital diseases, etc.
Insurance disease
Statistics from the death of a Thailand found that for every one hour, there will be five people died from the disease, including cancer, heart disease, diabetes, cardiovascular disease and hypertension. Even those who have family members or relatives have a history of illness, a serious disease that should be done, because the treatment may last up to one hundred thousand or one million. If there is not enough money May affect financial.
Serious illness insurance has many forms. Some cover only cancer Some protection 4-5 disease is very common in Thailand. Or some form of protection, 40 or 50, which is a serious disease that provides coverage for many diseases have higher premiums than traditional coverage, only a few diseases.
It is important to consider the details of the insurance coverage carefully, such as the protection of specific cancers, metastatic cancer or protect every term. In the case of health insurance deadly disease. Most of which provide protection to policyholders in certain serious diseases 30-40 when it detects that it is already certain diseases. When insurance companies pay for the coverage will be terminated immediately. Some policies also provide coverage for other serious diseases.
In addition, K-Expert with instructions to consider health insurance.
Separate purchase costs or a lump sum.
Health insurance can be divided into two major forms together is a separate charge. And a lump sum If by that time the illness. The cost is not very high. To separate health insurance costs. The view that the hospital is expected to be accepted when the illness. There is much room To limit the room of your insurance accordingly. The higher the room Limit values, such as food, medicine, surgery, doctor bills, medical bills is even higher if other cost items that exceed the limit. I have to pay myself more in that section. The rate of insurance premium to be paid is based on the room.
If you want to be covered by insurance to cover medical expenses as possible. Health insurance will pay for health insurance, however this may be charged higher premiums. Since there is no limit to the cost of each item. Some policies may limit the room for the treatment of certain items, such as the treatment if the hospital has a higher than specified in the policy. To pay for the expenses in this segment as well. Or buy individual health insurance costs more to provide coverage also increased.
Buy only covered inpatient or outpatient more.
Health insurance generally The event will cover the treatment of a patient is able to claim medical expenses from insurance when it is admitted in the hospital for at least 6-8 hours, or patients with diseases that are in Day Case is a disease that once received. treatment, Do not add Middlesbrough Able to recuperate at home. And just one day's work or live normally.
The coverage of outpatient cases. No recovery in the hospital. Or treatment clinic Tend to buy more Although the cost per treatment is not high. But the most We could probably get sick a little more often than an illness that required hospitalization. Making the total cost of each session together. The amount could be higher, so if you yourself are sick more often. Should purchase coverage for medical expenses with the patient. Despite having to pay higher premiums. But increases the risk of illness covered by health insurance. One approach is to not let the disease harm the health, financial and mental health of the family.
Thanks for the information : K-Expert ,kapook.com
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